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A 5-year-old Brit talks about logos & brandmarks

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Expected Increase in Personal Bankruptcy Filings
As economy recovers, Americans use bankruptcy to clean bad credit and protect new income. When Susan Roberts, who asked her true name not be revealed, filed for bankruptcy last month it was the final step of a process of personal financial renewal. “I was in the mortgage industry and lost my job in 2009, went through my own foreclosure, had my car repossessed, amassed credit card debt, and have a judgment garnishing my wages. Bankruptcy was the only way I could move forward without old debt dragging me down,” says the newly employed single mom. “It lets me start over.” “Many indicators show that the economy is recovering,” says Sacramento bankruptcy attorney Julius Cherry. The problem is the recovery is soft and, for some, a bit too late. The ability to get back on solid financial footing may require personal bankruptcy to wipe the slate clean. Personal bankruptcy in the fiscal year ending Sept. 30, 2011 totaled 1,467,221, down 8 percent over the FY 2010 bankruptcy filings of 1,596,355. Cherry predicts an increase for 2012. “Many have finally found a job and need to use bankruptcy to protect that income,” according to Cherry.

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Locksmith Reading

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